The page you requested is still being published. It should be available soon.


Don't double-down on employee stock option risk.

Working for a startup company is risky to begin with. If you took that risk, worked hard, and then it paid off in the form of a stock option payout - that's excellent!

Many people in this situation, however, often take that windfall profit then turn around and put that money right back in the stock market where it is again at risk, out of their control, and subject to further taxation.

They should, instead, take a page out of the big banks' playbook and use whole life insurance as a place to store their cash. It's liquid, has guarantees, and is tax-free.

Build your financial foundation with cash first. When you are well-capitalized, opportunities for further investment will find you.